Volunteer First Responder Housing

Full Title:
Volunteer First Responder Housing Act

Summary#

This bill expands eligibility for certain housing programs for qualified volunteer first responders. It defines a "qualified volunteer first responder" as a bona fide volunteer who: continuously served for the same eligible employer for the past 2 years; during each of those 2 years met the employer's minimum active membership rules or volunteered at least 200 hours; and is certified as a firefighter or other first responder in the State, local area, or Indian Tribe where they serve.

For the USDA single-family housing guaranteed loan program, a qualifying volunteer who submits a verification letter can get an $18,000 deduction in annual income under 7 C.F.R. 3555.152(c). The required verification letter must show the date the volunteer joined, attest that the 2-year and hours/membership rules are met, and include a copy of the responder certification.

For HUD single-family property disposition programs that offer discounted home prices to firefighters or emergency medical technicians, a qualifying volunteer who submits a verification letter can be treated as a firefighter or EMT for those programs. That verification letter must include the join date, attest to the 2-year and hours/membership rules, include the certification, and include the volunteer's certification that they intend to continue volunteering for at least 1 year after closing.

What it means for you#

If you are a certified volunteer firefighter or other certified volunteer first responder who has served continuously for 2 years and met the hours or membership rules, you could:

  • Have an $18,000 deduction counted against your annual income for the USDA single-family guaranteed loan program (if you submit the required verification letter).
  • Qualify to buy discounted HUD single-family properties offered to firefighters or EMTs (if you submit the required verification letter and promise to continue serving for 1 year after closing).

If you are not a qualifying volunteer first responder, this bill does not create new eligibility for you.

Expenses#

The bill specifies an $18,000 annual income deduction for qualifying volunteers under the USDA rule cited. No publicly available information on the bill's estimated federal budget cost, overall savings, or administrative costs.

Proponents' View#

No publicly available information.

Opponents' View#

No publicly available information.