Federal
American Legislation
119th Congress1st Session
Small Business Lending Fraud Prevention
Requires SBA loan staff to certify no conflicts before working on loans; agency must issue implementing regulations within 180 days.
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Native American Entrepreneurial Opportunity Act
Creates an SBA Office to support Native American and Native Hawaiian small businesses with training, contracting, and funding for seven years.
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Upward Mobility Act
Creates a five-year pilot letting up to 5 states consolidate certain antipoverty funds and test new benefit structures to promote work and reduce benefit cliffs.
Committee on Small Business and Entrepreneurship. Hearings held.
End-of-Year Fiscal Responsibility
Limits agency end-of-year discretionary spending and requires public reports, except for national security and disaster relief.
Committee on Small Business and Entrepreneurship. Hearings held.
SPARK Act
Creates SBA programs to fund local incubators, accelerators, and provide grants and low-interest loans to underserved startups.
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Small Business ICE Disruption Fund
Creates a $200 million fund for grants to small businesses that lost revenue after federal immigration enforcement actions.
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Small Business Workforce Pipeline Act
Requires SBDCs to help small businesses create apprenticeships, pre-apprenticeships, work-based learning, and job training programs.
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Main Street Parity Act
Narrowly revises which subclauses apply to SBA plant-acquisition and expansion loan criteria.
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
AI for Main Street Act
Requires small business development centers to help small businesses learn and use artificial intelligence through training, guidance, and outreach.
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
AI-WISE Act
Requires SBA to provide public AI education and training modules for small businesses, with an advisory group and a 180-day deadline.
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
504 Program Risk Oversight
Requires annual SBA 504 loan portfolio risk reports by industry, loan size, borrower age, and other categories, with public posting.
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
EFFECTIVE Food Procurement
Directs USDA to buy more food from small, diverse, and climate-friendly producers; report annually; run a procurement pilot; give grants and technical help.
Committee on Small Business and Entrepreneurship. Hearings held.
Stop 8(a) Contracting Fraud
Temporarily stops certain sole-source 8(a) contracts until the SBA completes an audit and reports findings to Congress, with narrow national-security waivers.
Committee on Small Business and Entrepreneurship. Hearings held.
Small Business Innovation Voucher Act
Creates a grant program to help small businesses buy research services from colleges and research labs to develop new products.
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Main Street Lending Improvement Act
Requires a government study of small business loan disbursement times and recommendations to improve access and speed, especially in Appalachian areas.
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Veteran Entrepreneurship Empowerment Act
Waives SBA guarantee fees and reduces equity requirements for many small loans to veterans, and requires SBA reporting on veteran participation.
Read twice and referred to the Committee on Small Business and Entrepreneurship.
COACH Act
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Heroes Business Opportunity Act
Waives SBA guarantee fees for many small business loans to veterans and spouses with deferred participation share up to $1,000,000; amends Small Business Act Section 7(a).
Read twice and referred to the Committee on Small Business and Entrepreneurship.
504 Credit Risk Improvements
Adds oversight, reviews, penalties, and NEPA guidance for certified development companies in the SBA 504 loan program.
Committee on Small Business and Entrepreneurship. Hearings held.
504 Modernization Act
Updates to SBA 504 program to help small manufacturers get loans, streamline closings, add workforce training and leasing rules, and require training partnerships.
Committee on Small Business and Entrepreneurship. Hearings held.
Native American Entrepreneurial Opportunity
Creates an SBA office to help tribes and Native Hawaiian organizations access business programs, training, and federal contracting.
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Extend SBIR and STTR Programs
Short extension of SBIR and STTR authorities and several pilot programs through fiscal year 2026.
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Protecting Small Business Competitions Act
Requires reserving many procurements above the simplified acquisition threshold for small businesses when two or more can offer and price is fair.
Read twice and referred to the Committee on Small Business and Entrepreneurship.
Equal Shot Act
Prevents the SBA from discriminating against otherwise eligible firearms industry applicants for loans or loan guarantees solely for being in that industry.
Read twice and referred to the Committee on Small Business and Entrepreneurship.