Flood Tips with Your Tax Bill

Summary#

Bill 37, the Fewer Floods, Safer Ontario Act, 2025, would create a new law and amend the City of Toronto Act, 2006 and the Municipal Act, 2001. Its stated goal is to increase public awareness of flooding; it does not require anyone to prevent floods or make flood damage less likely.

  • The fourth week of March each year would be proclaimed Flooding Awareness Week.
  • The Minister of Municipal Affairs and Housing would have to publish information on an Ontario government website about flood preparation, prevention and mitigation, public resources, and frequently asked questions.
  • The Minister would have to mail that information to every household in a territory without municipal organization each year, before the year ends.
  • Toronto’s treasurer and municipal treasurers would have to send materials containing that information with any tax bill they send to taxpayers.

What it means for you#

  • Residents: You would have access to the required information on a government website. If you live in a territory without municipal organization, the Minister would have to mail it to your household each year.
  • Toronto and other municipal taxpayers: The relevant treasurer would have to send the information with any tax bill sent to you.
  • Homeowners and other residents: The bill would not require you to take flood-protection steps, change insurance coverage, or make changes to your property.
  • Municipalities and the Minister: They would have new information-publication and distribution duties. The bill does not set out a process for assessing individual properties or responding to flood risks.

Money#

No cost estimate is provided in the supplied material.

  • The Minister would have to publish the information and arrange annual mailouts to households in territories without municipal organization.
  • Municipal and Toronto treasurers would have to send the information with tax bills. These duties may involve staff, printing, or delivery costs, but no amounts are stated.
  • The bill does not set fees, fines, or a new benefit.

What is unclear#

  • No publicly available information on the cost is included in the supplied material.
  • The bill does not say how often the website information must be updated, how it will be checked, or whether it will be tailored to local flood risks.
  • It does not specify the format or delivery method for materials sent with tax bills.
  • The bill does not define “fourth week in March.”
  • The parent Acts were not supplied, so I could not verify what duties or practices already exist under current law.

Case for#

  • A possible argument for the bill is that it would put practical flood information in a central public location.
  • Sending materials with tax bills could bring the information directly to taxpayers; mailing it to households in unorganized territories would reach people outside municipal tax-bill distribution.
  • A recurring awareness week could provide a regular time to draw attention to flood preparation and prevention.

Case against#

  • The bill requires information to be shared, but does not itself provide flood-prevention work, individual advice, or financial help to reduce damage.
  • It does not require information to reflect local risks or set rules for keeping it accurate and current.
  • The annual mailout and tax-bill materials could cost public bodies money, but the bill includes no estimate or funding details.