United States Bills

Northern Mariana Islands Microloan Access

Allows the Northern Mariana Islands to participate in the SBA microloan program by amending the Small Business Act.

Main Street Parity Act

Narrowly revises which subclauses apply to SBA plant-acquisition and expansion loan criteria.

AI for Main Street Act

Requires small business development centers to help small businesses learn and use artificial intelligence through training, guidance, and outreach.

AI-WISE Act

Requires SBA to provide public AI education and training modules for small businesses, with an advisory group and a 180-day deadline.

504 Program Risk Oversight

Requires annual SBA 504 loan portfolio risk reports by industry, loan size, borrower age, and other categories, with public posting.

Modernizing Agricultural Manufacturing Bonds

Raises limits for small manufacturing bonds and expands private activity exemptions for first time farmers, and adds inflation adjustments.

Delivering On Government Efficiency in Spending Act

DUMP Red Tape Act

Creates an SBA "Red Tape Hotline" for small businesses to report burdensome agency rules and requires annual reports with recommendations.

SBA IT Modernization Reporting Act

Requires SBA to implement GAO IT modernization recommendations and submit an implementation plan with timelines and brief Congress.

Heroes Business Opportunity Act

Waives SBA guarantee fees for many small business loans to veterans and spouses with deferred participation share up to $1,000,000; amends Small Business Act Section 7(a).

504 Credit Risk Improvements

Adds oversight, reviews, penalties, and NEPA guidance for certified development companies in the SBA 504 loan program.

504 Modernization Act

Updates to SBA 504 program to help small manufacturers get loans, streamline closings, add workforce training and leasing rules, and require training partnerships.

Native American Entrepreneurial Opportunity

Creates an SBA office to help tribes and Native Hawaiian organizations access business programs, training, and federal contracting.

To extend the SBIR and STTR programs, and for other purposes.

Protecting Small Business Competitions Act

Requires reserving many procurements above the simplified acquisition threshold for small businesses when two or more can offer and price is fair.

Equal Shot Act

Prevents the SBA from discriminating against otherwise eligible firearms industry applicants for loans or loan guarantees solely for being in that industry.

Military Spouse Entrepreneurship Act

Creates an SBA program to help military spouses start and grow small businesses with online services, mentorship, a survey, and a required report.

Protecting Small Business Credit

Prohibits the SBA Administrator from directly making 7(a) loans; continues servicing for existing direct loans.

Scale-Up Manufacturing Investment Act

Creates an SBA program licensing private funds and providing matching leverage to finance first commercial manufacturing facilities for small advanced manufacturers.

SOS Act of 2025

Prevents layoffs at certain SBA offices and requires rehiring employees removed in early 2025 reductions.

FinCEN–SBA Beneficial Ownership Coordination

Requires FinCEN and the SBA to sign an MOU to share and promote beneficial ownership reporting information and outreach to small businesses.

Investing in All of America Act

Changes SBIC leverage rules and exclusions to encourage investments in rural, low-income, covered technology, and small manufacturing businesses.

One Stop Shop for Small Business Licensing Act of 2025

Small Business Disaster Coordination Act

Lets SBA resource partners help small businesses across service areas after disasters and coordinates planning and information-sharing.